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A claim should not effect your rates if it is not an "at fault" claim, if your insurance works anything like it does here in this province/country.
That is a huge chunk of your car written off. It is going to require a complete new rear corner to be welded in, and I am sure they insurance company is going to write the car off just due to cost and the average market value of the car. Be prepared to buy back the car on the cheap after they write it off, and then you will have enough money to buy a new clean shell and install stuff to the new body. Best way I can figure coming out ahead. Not sure if you had to tell the insurance company that the car was modified or not, but if you did, then you can try and get a better total value for the car because of the newly installed equipment and so forth.
Don't want to see you come out behind on this one, right?
Keep us posted! Glad you were not in the car when that happened.
Thanks. Actually the car wasn't modified at all it is all still stock. I did spend a few bucks on it though. I'm looking a driver side tail/turn signal lights to see if I can just replace it and keep moving. I know for sure it will be written off. How much I will get is the tough part. Kbb on a mint one is around $1700 and on the low side is $700. My biggest concern is how to go about getting it taken care of. My insurance rep said I could have my insurance take care of it or go through theirs. I was thinking of talking to a lawyer just for the sake of it.